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HOME INSURANCE CLAIMWhen disaster strikes and you need help to make a home insurance claim we’ll be there to pick up the pieces and get your life back together again. One thing that everyone must recognise is that an insurance company is a business whose sole purpose is to maximise income and profits for their shareholders and investors which means that they need to charge as much as the market will stand for their products whilst, in due course, paying out as little as possible. This really leaves them in the position whereby they cannot always act in the best interests of their customers. That’s where we come in to help redress the balance in your favour. We can assist you in the valuation of damage caused to your property and ensure that you have applied for all that you are entitled to claim. We will deal with all of the paperwork and address the difficulties of negotiation for a home insurance claim. You must remember that these people are insurance professionals and whilst you may only deal with one big claim in a lifetime they deal with hundreds of applications every year and have the confidence, experience and expertise to perhaps persuade you that your claim is worth less than you expected and less than it is in reality actually worth. We will help you to return to normal as quickly as possible and will maximise settlement under the terms of your policy. We are able to call on the assistance of qualified professionals to assist in resolution and prompt settlement including :-
Negotiations will often reach a stalemate where the insurance company will not pay out for certain items and in those circumstances we will employ the services of a professional loss assessor to attempt to persuade the company that the application is reasonable and justified and should be paid out to the claimant. Independent qualified loss assessers are used for their experience and expertise to carry out detailed and often prolonged investigations. A loss assessor is an impartial professional person and makes his judgement on the amount to be paid in settlement solely on the basis of established market practice. It is rare for a home insurance claim not to settle by agreement often after detailed and lengthy negotiations however there are times when a stalemate is reached and it may be necessary at that point for an insurance company to be forced to meet the contractual obligations outlined under their policy by the issue of legal proceedings. We represent a network of dedicated professional solicitors that specialises in matters relating to land and property, who are familiar with the issue of legal claims against reluctant insurers. Our solicitors have many years experience in handling all types of property claims for businesses and individuals and will bring together all the skills and services that you need following the trauma of loss or damage to your property to ensure a successful outcome to any court litigation. 
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